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Use Your Life Insurance To Pay For Long Term Care

Use your Life Insurance to Pay for Senior Care The costs of long term care are increasing every year, but most families do not understand what they will be confronting when it is their time to start paying for care. Too many people wait until they are in the midst

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An Often Missed Medicare Open Enrollment Opportunity

By Marv Law, CLTC Most recipients are aware of the Open Enrollment when they are new to Medicare, and of the Annual Enrollment Period (AEP) every year from October 15 through December 7. If you are on a Medicare Advantage or Drug Plan, you will receive a Notice of Change

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COSTLY LONG-TERM CARE MISTAKES

By Marv Law, CLTC Long-term care is often very misunderstood.  Here are three costly common mistakes people make when planning for extended care in the home, an assisted living home or in a skilled nursing facility. “The government will pay for my long-term care.”  Health insurance and Medicare pay for

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What Should I Know About Long Term Care?

When those three words are spoken, Long Term Care, what comes to mind?  Many make the common association with a nursing home.  Others may mistakenly think that they are already covered for related long term care matters through their health insurance or disability income policy or policies, or they think

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