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Use your Life Insurance to Pay for Senior Care The costs of long term care are increasing every year, but most families do not understand what they will be confronting when it is their time to start paying for care. Too many people wait until they are in the midst
There are a lot of people who believe that they don’t need disability insurance because they have coverage at work, or that they don’t qualify because they only work part-time. These are just some of the pervasive myths in the disability insurance industry. You can watch the video below for
By Marv Law, CLTC Most recipients are aware of the Open Enrollment when they are new to Medicare, and of the Annual Enrollment Period (AEP) every year from October 15 through December 7. If you are on a Medicare Advantage or Drug Plan, you will receive a Notice of Change
By Marv Law, CLTC Long-term care is often very misunderstood. Here are three costly common mistakes people make when planning for extended care in the home, an assisted living home or in a skilled nursing facility. “The government will pay for my long-term care.” Health insurance and Medicare pay for
What a lot of people are unaware of is that the average health insurance or Medicare plan will not pay for long term care for extended periods of time, which can be ruinous in the event of disability or a chronic illness. You need long term care insurance if you
One of the most important assets of an individual is the ability to earn a living. But this is also the asset that is most at risk when it comes to chronic illnesses, accidents, or disabilities. A disability insurance can protect your ability to earn a living, since it will
One of the best things you can have if you want peace of mind is life insurance. This is particularly true if you have loved ones that depend on you for everyday living expenses, tuition, or health care. You can rest easy knowing that if you are gone, your loved
When those three words are spoken, Long Term Care, what comes to mind? Many make the common association with a nursing home. Others may mistakenly think that they are already covered for related long term care matters through their health insurance or disability income policy or policies, or they think
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